Helping you find the right home
and feel right at home in the process
There’s nothing quite like the feeling of walking into a home and knowing it’s the one. Whether you’re just starting your search or already deep into listings, I’m here to make sure you feel prepared, informed, and excited for what’s ahead. Buying a home is more than just checking boxes—it’s about finding the right fit for your life and your future. I’ll guide you through the process, answer all your questions, and help you navigate the market with confidence.
Buying a home can often feel like an overwhelming decision - it doesn’t have to be
My goal is to ensure you are educated about the various steps of the transaction and to guide you through all the important details.
Buying a home is essentially a 8-step process:
1) Financial Preparation
Preparing you for success to obtain a Mortgage
In preparation for a mortgage approval there are three Important parts to consider having prepared for your mortgage broker: Employment, Down payment, Credit
3) Make a list of your needs
and wants –
Characteristics of a home
within your budget
Once you know the price range you can begin to determine the needs, such as type of home, size, preferred neighbourhoods, how many bedrooms/bathrooms, what size garage/parking needed etc.
4) Choose the necessary
professionals to complete
the transaction
- Beginning with connecting with a qualified, knowledgeable mortgage broker to determine the ability to purchase and the price range.
- Next, choosing a competent and experienced home inspector to thoroughly comb through the home to discover any costly defects.
- To complete the transaction – select a real estate lawyer who will conclude the purchase with all the legal and closing tasks.
2) Get Pre-qualified for
a Mortgage
One of the first steps in beginning the home buying process, is having an experienced, qualified mortgage broker. They collect all the information required to qualify you for a mortgage, and properly advise you what price range of homes you can shop in which gives you the confidence to write an offer knowing a good part of the preparation has been done before you even walk through the home!
5) Viewing homes for sale
- Also known as showings, where we walk through homes and get an idea of what feels right for you and your family.
- Preferred details such as ownership type, property type, architectural styles, square footage, floorplan styles will become more clear to you as you view different properties showcasing these differences.
6) Writing an offer
7) Fulfilling Common
Conditions specified
within the offer
- Approval of a mortgage/financing
- Home inspection
- Review of Schedule C (Condo only)
- Review of Property Condition Disclosure Statement if seller has lived in the home
- Review of Property Information Disclosure (Obtained from the City – permit history)
- Review of Gas Line Inspection – Identifying if an encroachment exists
- Any additional inspections that may be required – each property is unique
8) Closing & Possession of
your new home
- Once you have satisfied the conditions of the offer and have decided to move ahead with the purchase, your lawyer will work with your lender to ensure the seller receives the funds, and your lawyer will make arrangements for you to sign all the final paperwork 2-7 business days before the possession date. Generally, expect 1.5% of the purchase price for legal and closing costs.
- Your lawyer will draft up the necessary paperwork and prepare the documents required for the transfer of ownership. Once this is complete, you are able to take possession of your new home!
